This is the day I have dreaded for a lifetime! It is like going to the dentist, I would rather clean out my attic. I would rather shovel snow in a blizzard. But this budget thing is something I NEED to do! We are working through Financial Peace University by Dave Ramsey. If you have thought about it, DO IT. Never heard about it, FIND OUT!
You spend $99 for the class kit and it is truly amazing what you get. Workbooks, CDs, envelope system, goodies, and if you listen to him and do what he says you get out of debt!
We are working on baby step 1, getting that $1000 in the bank! Now we are working on our budget. I think I know where our money goes but I think I will be surprised by where it really goes. We will be attempting a no-spend January to help get our priorities and finances in line.
I have actually done this before and was successful at it. That was a few years ago though.
Never heard of the No-Spend Challenge? Head over here to find out more. I will tell you it is a true challenge.
Check out more on the blog here.
I might post on how it all goes, as long as I am not a pile of a crying mess huddled in the corner of my living room.
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